Company Info

Our Mission: Increase credit availability.

Scienaptic is a new age AI powered credit underwriting company that offers end-to-end credit decisioning platform. Scienaptic’s Ether platform is fundamentally disrupting the way consumer credit is administered. Financial institutions looking to expand their addressable market are engaging with Ether, which offers a suite of smart AI tools to better identify qualified prospects, flag high-risk prospects, and offer a much more comprehensive risk assessment. This approach allows financial institutions to attract prospects that were previously off the map and lend profitably to a previously underserved market.

HQ- New York, US/Bangalore, India

Credit instruments need to change. NOW!

Prevailing credit decisioning instruments (data, credit algorithms and underwriting technology) are dated. Banks experience high credit loss rates while customers get poor experience. These are classic symptoms of blunt credit instruments. General hype about new data sources and AI for credit, we believe, is distracting the banks and wouldn’t solve the real issues in credit underwriting or decisioning.

Financial institutions looking to expand their addressable market are engaging with Ether, which offers a smart suite of AI underwriting tools to better identify qualified prospects, flag high-risk prospects, and offer a more complete risk assessment. This approach allows financial institutions to attract prospects that were previously off the map and underwrite profitably for a previously underserved market.

Life at Scienaptic

We Work in Flow

We immerse ourselves in a feeling of energized focus and enjoy solving the hardest problems. We proactively pick up the skills, gumption and resources needed to make the right choices for our customers, ourselves and for the Scienaptic family.

Diversity at Scienaptic

At Scienaptic, we respect and value diverse backgrounds because it expands our thinking and brings better outcomes. We aspire to be an organization in which diversity is welcomed in all its facets because it helps us create an effective environment that is inclusive of all.

Offices

Scienaptic @ New York

224W, 35th Street, Suite 800, New York, NY 10001

Ph: +1 212 244 4030

Scienaptic @ Bangalore

753, 22nd Cross, 20th Main, 2nd Sector, HSR Layout, Bengaluru, Karnataka - 560102

Ph: +91 80 4300 8780

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