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As a Product Manager, you will be responsible for building a state-of-the-art, market leading product that enhances digital credit underwriting. You will be overseeing the product development and enhancement in an engaging, functional way. You will be working with some of the best-in-class Coders, AI/ML Scientists and Business Analytics Consultants in an environment which will encourage you to contribute widely to functional and technological aspects without worrying about conventional job silos.
Key Requirements:
Own the product road map, design and produce key aspects for AI/ML based Credit Decisioning and upstream/downstream integrations with required systems. This includes Credit Decisioning as the specific use case, and may include other customer management journeys such as Line Management, Pre-Approvals, Fraud etc.
Lead process to create standard product features which will include establishing business requirements, creating and reviewing technical and functional specifications, usability of the system, or common technical integration requirements and variation of credit risk within commercial banks.
Implement product solutions through effective communication with internal stakeholders – senior management, project managers, technology team, sales team, and professional services team.
Break down the strategies into stories and work closely with the engineering team
Build customer experience that helps stickiness of products for multiple stakeholders in the credit decisioning industry (including underwriters, risk analysts, market analysts, Executive reporting, etc.)
Closely monitor Credit Risk market trends and competitor activities which influence the product road map. Attend market events, webinars to understand latest and upcoming market trends
Desired Profile:
8+ years of Experience within Consumer or SME lending with experience in credit decisioning, LOS systems
Experience of working in the US market will be an added advantage
Ability to own, clearly layout and communicate product roadmap, backed by strategic thinking and reasoning.
Ability to lead prioritizations along with stakeholders with conviction and clarity.
Ability to do market study and competitive analysis in the AI/ML based Credit decisioning landscape.
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